Flexible Financing
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Our Comprehensive Home Solutions
We cover a full spectrum of home improvements, ensuring that every corner of your property reflects quality and style.
Maximum Funding: Up to R175,000.
Repayment Terms: Periods of up to 60 months.
Eligibility: Open to both formally employed individuals and registered self-employed entrepreneurs.
Who can apply
To apply for a loan at either institution, you generally need to meet these basic criteria:
Citizenship: You must be a South African citizen.
Age: You must be 18 years or older (and typically under 65).
Identification: A valid South African ID book or card is required.
Income Status: Full-time Employees: Must earn a regular income paid directly into a bank account.
Pensioners: SASSA pensioners are eligible to apply (recent bank statement showing pension payment is required).
Financial Health: You must not be under administration, sequestration, or debt review.
What we cover
-Interior Refinement
-Modern kitchen makeovers tailored to your lifestyle.
-Professional tiling for floors and walls.
-Stylish ceiling installations and decorative finishes.
-High-quality interior paintings to refresh your living space.
-Structural & Exterior Upgrades
-House extensions to grow your living area.
-Roof repairs or replacements for long-term protection.
-Exterior painting to boost curb appeal.
-Durable paving for driveways, walkways, or yards.
-Full plumbing installations and upgrades to
Required documents
ID card.
Proof of Income:
Your latest pay slip (please provide your 3 most recent pay slips).
Bank Statements:
Your latest 3 months' bank statements showing your salary being paid in electronically.
For Self-Employed Entrepreneurs
Identification:
Your original South African ID book or Smart ID card.
Financial Records:
6 months of recent personal and business bank statements.
Income Verification:
A letter of drawings from your accountant or your latest 2 years of Annual Financial Statements (AFS).
For SASSA Pensioners
Identification:
Your original South African ID book or Smart ID card.
Proof of Payment:
A recent bank statement specifically showing your SASSA pension payment
Identification:
Your original South African ID book or Smart ID card.
Proof of Income:
Your latest payslip (please provide your 3 most recent payslips).
Bank Statements:
Your latest 3 months' bank statements showing your salary being paid in electronically.
Do you want to upload your supporting documents now for faster assessment?
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